I will accept as payment Paypal funded or credit card If you need to pay in another way please contact me prior to purchase. Payment is required within 24 hours of sale or the item will be returned to inventory. There are no refunds on custom orders or deposits. I will ship all instock items within 3 days of receiving payment. Please allow 14-21 days for customs. Returns are accepted on defective items with in 7 days of purchase. Item must be in received condition and unwashed. All other returns are at my discretion, please contact me before returning an item. All items will ship with delivery confirmation if you want insurance you must add that at check out. Wool items always are washed and lanolized before shipping.