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junko
Speedy Gonzalez
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 Posted: Mon Aug 09, 2010 10:00 am Post subject: Paypal student card- raves |
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I LOVE THIS!
I got a card for Katie and a card for John recently after Katie lost $200 in birthday money and gift cards at the mall  . They now each have a debit card in their names. I can put their allowances on it, or any extra money they earn, or they can give me cash and I transfer that amount to their cards.
They work just like a debit card or ATM card. I can keep track of all their expenditures and even put a limit on their spending if I want. I can get a text or email when their balance gets too low. They can't spend more than they have in the account (no overdraft). If they lose it, I can cancel and get another.
It comes in handy when I don't know how much cash to give them; for example, if they go out with a friends' family and I want to pay for dinner, I can have them use their debit card and then reimburse them, which eliminates the "No, mom- there was no change  "
They can't claim the $20 I found in the laundry was theirs, either.
I love these things!
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SGRAHA
Forget DH, I'm stalking the mailman
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| Posted: Mon Aug 09, 2010 10:20 am Post subject: |
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wow that sounds really cool....maybe i will suggest it to my mom for Cheyanne's allowance, that way she can see where she is spending it and do soem couching on better choices, etc
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Sarah 
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lilgamoma
Not enough time & not enough coffee
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| Posted: Mon Aug 09, 2010 10:26 am Post subject: |
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I used to use one of those prepay visas for my oldest...but she's 18 now, lol, so she handles her own money now. But I agree they are great things! I didn't know PP had one.
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junko
Speedy Gonzalez
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| Posted: Mon Aug 09, 2010 10:29 am Post subject: |
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Totally free, too- which is awesome.
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~June
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FroggyCreations
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Joined: 31 Mar 2010
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| Posted: Mon Aug 09, 2010 10:51 am Post subject: |
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My mother did this for us with those prepaid cards years ago and it was great! paypal would be much simpler though I'm sure!
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Sandra (26)
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kbrown99
just need challenges to make me creative
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| Posted: Mon Aug 09, 2010 10:51 am Post subject: |
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I think mine are still a bit young for it, but I will definitely check into it because it won't be too much longer now. Thanks for the tip.
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Kristina93
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| Posted: Mon Aug 09, 2010 12:53 pm Post subject: |
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that sounds great!
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BuffOrganics
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| Posted: Mon Aug 09, 2010 1:37 pm Post subject: |
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That does sound great!
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Christa
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Blessedbyfive
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| Posted: Mon Aug 09, 2010 2:11 pm Post subject: |
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That is really neat!! Thanks for sharing!
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geekigrl
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| Posted: Mon Aug 09, 2010 3:28 pm Post subject: |
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Oh I've been debating what to get for my almost 13 year old.
She's starting to spread her wings and I want to give her some more freedom without making it harder on her.
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selinajean
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| Posted: Mon Aug 09, 2010 4:40 pm Post subject: |
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Sounds good! Is it about the same as an Interac card then? Do you guys use the interac system down there?
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mamato4babes
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| Posted: Mon Aug 09, 2010 10:29 pm Post subject: |
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How cool!! I love that idea!!
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junko
Speedy Gonzalez
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| Posted: Mon Aug 09, 2010 11:04 pm Post subject: |
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| selinajean wrote: | | Sounds good! Is it about the same as an Interac card then? Do you guys use the interac system down there? |
Never heard of it, Selina! 
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MountianMama
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| Posted: Mon Aug 09, 2010 11:05 pm Post subject: |
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| junko wrote: | | selinajean wrote: | | Sounds good! Is it about the same as an Interac card then? Do you guys use the interac system down there? |
Never heard of it, Selina! |
Interac is the same as a debit card. I think the advantage to the PP card is that they are free where as debit cards often have fees whether just a monthly account fee or a per use fee.
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Megan 
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selinajean
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| Posted: Tue Aug 10, 2010 9:14 am Post subject: |
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| MountianMama wrote: | | junko wrote: | | selinajean wrote: | | Sounds good! Is it about the same as an Interac card then? Do you guys use the interac system down there? |
Never heard of it, Selina! |
Interac is the same as a debit card. I think the advantage to the PP card is that they are free where as debit cards often have fees whether just a monthly account fee or a per use fee. |
Most banks offer free banking for students, but yeah there are generally fees for adult accounts unless you can manage to keep a $5000 balance in the chequing account all the time. 
We don't have pp debit cards up here yet unfortunately.
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Selina
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